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Coverages include:
$50,000 limit of liability Per Residence Premises, per occurrence
- This coverage is provided to tenant-caused, negligent losses. This helps stabilize your property rates long term by preventing your property carrier from being fully responsible for controllable losses that are no fault of your own.
- This is first dollar coverage for the investor; there is no deductible.
$2,500 sublimit of coverage provided for non-negligent affected units • Subject to a maximum of $7,500 per occurrence
$10,000 of contents coverage included for the tenant following a covered peril property loss
- Subject to a $1,000 deductible for the tenant
Covered Perils include:
- Fire
- Explosion
- Vandalism (not intentional by the tenant)
- Smoke
- Sewer & Drain Back-up
$1,000 Per Residence Premises for Loss Rents Due to Skip
- This coverage reimburses you lost rental income up to $1,000 for unexpected vacancies due to tenants who skip or are evicted.
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